Example of insurance costs for a company

Every company must pay various costs linked to insurance. Here is an example of a service company with three employees.

This example shows the annual costs which a service company with three employees can be expected to pay [wage bill: CHF 245,000 (CHF 115,000/CHF 75,000/CHF 55,000)]. A margin of around 20% should be calculated for property and civil liability insurance premiums.

Distribution of costs

* The employer's OASI/DI/APG contributions include administrative costs amounting to CHF 259.75

Amounts are in CHF
Source: Weibel Hess & Partner AG (2020)